Estate Bond Strategy: Tax-Efficient Wealth Transfer in Canada
Originally posted on June 18, 2025. Updated on March 5, 2026. There’s a common misconception that estate planning is purely a future-focused exercise. In practice, the right approach can improve tax-efficiency today. The estate bond strategy can do exactly that—surplus capital moves into an exempt permanent life insurance policy, where it grows with less tax […]
Divorce Financial Planning
If you’re going through a divorce or separation, our financial planners help you organize your finances during divorce, understand your options, and build a plan that supports the life you want next.
Gifting in Life: Inter Vivos Gifts in Canada
Third Chapter: Estate Planning with Confidence & Clarity
Today’s article is a guest submission from Janine Guenther CFA, CMT, a Portfolio Manager and Senior Wealth Family Advisor with over 30 years of industry experience. The views presented here do not necessarily represent those of Bellwether Investment Management.
What Happens When Someone Dies Without a Will in Canada
“We make a living by what we get, but we make a life by what we give.” — Winston Churchill
Third Chapter: An Update on Settling My Mom’s Estate
Today’s article is a guest submission from Janine Guenther CFA, CMT, a Portfolio Manager and Senior Wealth Family Advisor with over 30 years of industry experience. The views presented here do not necessarily represent those of Bellwether Investment Management.
Estate Planning: Take Pride in Your Legacy
“Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn’t as hard as you might think.” — Suze Orman Contrary to popular belief, estate planning is not reserved for affluent families—it’s a tool for anyone hoping to protect what they’ve built over the course of […]
Employee Ownership Trusts: Tax Benefits, Owners, & Succession Planning
“You don’t build a business. You bild people, and people build the business.” – Zig Ziglar
The Benefits of a Family Trust to Maximize Wealth Distribution
“We are all gifted. That is our inheritance.”