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Resources Categories: Wealth Planning

Why You Don’t Want a Tax Refund

A stack of dollar bills wrapped in metal chains secured with a padlock, symbolizing the importance of tax planning, set against a solid green background.

Canadians often see a tax refund (the balance owed or owing after the process of submitting your tax return) as a small victory at the end of the year—a “bonus” cheque from the Canada Revenue Agency (CRA) that feels like a reward for another successful filing of taxable income. In reality, a large refund is […]

Understand What You’ll Need to Retire Comfortably

A book titled How Far Can $500,000 Last in Retirement? by Christopher Lerville features an older couple smiling on a sailboat and explores key retirement planning tips to help you retire comfortably.

How Far Will $500,000 Last in Retirement? A step-by-step guide to create your retirement plan was created by Family Wealth Advisor Christopher Jardine, CFP®, to help pre-retirees in Canada answer the age-old question, “How much will I need for retirement?” At first glance, $500,000 seems like a reasonable nest egg—half a million dollars is a […]

A Guide to Charitable Giving in Canada

Two open hands are held up against a plain blue background, symbolizing charitable giving and generosity in Canada.

“No one has ever become poor by giving.” – Anne Frank Canada’s charitable landscape is shifting. Fewer philanthropic Canadians claim charitable donations on their tax returns each year, yet total giving and the average donation have reached record highs—signalling a quiet concentration of generosity among a smaller group of committed households. For families with the […]

Third Chapter: Capital Conversations

Three women smiling and looking at a laptop together, with one woman pointing at the screen; the solid orange background highlights their collaborative life planning.

Today’s article is a guest submission from Janine Guenther CFA, CMT, a Portfolio Manager and Senior Wealth Family Advisor with over 30 years of industry experience. The views presented here do not necessarily represent those of Bellwether Investment Management.

How a Registered Education Savings Plan (RESP) Helps

A white piggy bank wearing a black graduation cap against a green background symbolizes education savings and the importance of a Registered Education Savings Plan (RESP).

“The great aim of education is not knowledge but action.” — Herbert Spencer A Registered Education Savings Plan (RESP) allows individuals to contribute to a trusteed plan to finance the cost of post-secondary studies for a child, grandchild, or even themselves. In this blog, we will explore why Canadians should consider registering for an RESP, […]

Your Roadmap for Major Life Stages

A silver pocket compass with an open lid is shown against a plain light blue background, symbolizing guidance through major life stages and life planning.

For most young professionals fresh out of post-secondary education, living independently can be liberating, but it also raises several questions. How do you juggle your first career with your social life? What is the proper way to budget? Where should you be putting your savings? When is a reasonable time to purchase your first home […]