Gifting in Life: Inter Vivos Gifts in Canada
What Happens When Someone Dies Without a Will in Canada
“We make a living by what we get, but we make a life by what we give.” — Winston Churchill
Third Chapter: An Update on Settling My Mom’s Estate
Today’s article is a guest submission from Janine Guenther CFA, CMT, a Portfolio Manager and Senior Wealth Family Advisor with over 30 years of industry experience. The views presented here do not necessarily represent those of Bellwether Investment Management.
Estate Bond Strategy: Tax-Efficient Wealth Transfer in Canada
Originally posted on June 18, 2025. Updated on March 5, 2026. There’s a common misconception that estate planning is purely a future-focused exercise. In practice, the right approach can improve tax-efficiency today. The estate bond strategy can do exactly that—surplus capital moves into an exempt permanent life insurance policy, where it grows with less tax […]
Estate Planning: Take Pride in Your Legacy
“Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn’t as hard as you might think.” — Suze Orman Contrary to popular belief, estate planning is not reserved for affluent families—it’s a tool for anyone hoping to protect what they’ve built over the course of […]
Employee Ownership Trusts: Tax Benefits, Owners, & Succession Planning
“You don’t build a business. You bild people, and people build the business.” – Zig Ziglar
The Benefits of a Family Trust to Maximize Wealth Distribution
“We are all gifted. That is our inheritance.”