Absolute Return vs. Relative Return: Key Differences
“The wise man is he who knows the relative value of things.“ – William J. Bernstein
Advisor Highlight: An Interview with Chris Jardine
“A good financial planner knows your goals, but a great one understands the motivations behind them.” — Chris Jardine CFP®, CIM Making the move from one financial services firm to the next can be daunting, but when you make the right choice, it can make all the difference for you and your business. As a […]
Is $2 Million the New 1$ Million for Retirement?
“A million dollars isn’t what it used to be” — Howard Hughes Born in Texas in 1905, the (in)famous business magnate’s words still hold weight. Suddenly, the romanticized goal of $1 million is under scrutiny as a realistic, sustainable nest egg for retirement. Inflation may eat away at your savings, but if you understand how […]
What’s a Nominee RRSP Account?
How to structure your investments for retirement
Structuring your investments is a critical consideration as you approach retirement. But how do you structure them? How do you fund your retirement in the right way, achieving reliable growth of wealth as well as cash flow? Let’s take a look.
Never too early or too late: When to start planning for retirement?
It’s difficult to say exactly how much money you will need once you retire — lifestyles, circumstances and needs vary — but it is estimated that Canadians require around $1M to retire comfortably. This is a little worrying when we consider that 32% of Canadians between 45 and 64 years old have no retirement savings, and 43% […]
How to Grow Your Income After Retirement
Achieving a reliable retirement income is a major concern for many people these days. Canadians are living longer, with life expectancy increasing by more than 11 years in the last half a century, and expect to maintain a high standard of living throughout retirement. But how can this be funded? With the right approach, retirees […]
Can I Retire Early? Living the Dream with Retirement Planning
Early retirement — this might seem like an impossible dream. But is it really so impossible? Not with the right approach to retirement planning. Take a look at some top tips to making your money work for you so you can plan for early retirement in the right way.
Retirement Planning Tips for the New Normal
Did your retirement plans change during the pandemic? Whether your earnings were impacted or you have different priorities, if you are like many Canadians, your retirement goals are different today than they were in 2019. In a 2021 financial industry survey, more than half of the respondents claimed they are now rethinking where they want to live […]
5 Common Retirement Mistakes and How to Avoid Them
